A Tom, re: >tho' I still think you're wrong about Bob Mould and hope you took my advice posted on that board... Welcome to the "list"... However, I have this really anoying habit of only taking people's advice from people who are doing better than me, financially. So if you want to fax or e-mail me your list of net assets and your last 1040, I'll see if you're qualified... :) -wf