Re: they are taking back the GLX!

[Chuck Simpson <csimpson@zeltech.com>]

Damn....  I'm kinda going through the same situation, but backwards.
I've been trying to buy a Jetta GLX for a long time now, but
unfortunately
my credit is screwed up!  I just turned 23 and I make enough money, but
my father decided to name me the same as his name (making me a "Jr.")
and
now HIS credit is on MY credit history!!!  Apparently, this happens all
the time.  My parents haven't had the best credit all there life, and
now
I'm being screwed for it.  I've been battling with the banks to transfer
the accounts from my credit to my fathers... but its taking so damn long
to do!  Until it is done though, I'm stuck with my '90 Geo Storm GSi
(piece
of crap)...  I do have the opportunity to buy the car, but it would be
crazy to finance at 17+ percent interest!!!  And I just found the car
of my dreams:
	'98 Jetta GLX
	Black / Tan Leather
	Bose
	Keyless entry
	5-speed
all for under $21,000

I've got to have this car!!!

- -Chuck Simpson...


Jeremy Brandow wrote:
> 
> I found out today that VCI will not approve me!  They say that my
> monthly payment can not exceed 18% of my monthly income.  The only way I
> could get into the GLX would be to have a co-signer.  Or they could get
> me into a 4 cyl for 280 a month.  There is no way that I am going to
> settle on that deal!
>   One thing that I don't get is,  The dealer said he could approve me if
> I bought the car.  He said my payment would be 450 for 70 months, what
> the hell!  He can't approve me for a lease payment of 360 a month, but
> he can RIP me a new one, and approve me with a payment of 450/70
> months.  What gives?
>   I was so close to owning my favorite car.  I was able to drive it for
> three days of bliss.  I had everything set, my insurance, money for the
> down payment.  Now they say that I don't make enough money to afford the
> GLX.  I think I sould be the one to determine that!
>   I gues it would be asking to much for them to get the payment down to
> $280.
>   What really sucks is, they say my credit is perfect, but I don't make
> enough.  I wont be able to get into a GLX until I make more money than I
> do now.  I don't see that happening for a while.  I'm 21 years old, and
> I can't even get a car that I budgeted myself to afford.  I just need a
> rich unckle, I need to will the LOTTO, but then don't we all?
>   Oh well, I've let this get to me too much.  I am going to try and
> scrape as much money together as possible.  Then I will try to lease
> again.
>   I have to turn the car in to the dealer tonight.  I wonder if I could
> turn right around and lease the same car at it's new cost.  after all it
> should have depriciated in value, because I drove it off the lot, right?
>   Thanks all for your input through this whole thing.  I hope I will be
> the owner of a GLX before they change the body style.
> 
>   Later,  Jeremy Brandow